Harry Croydon, MIC’s Co-Founder & COO, attended the India InsurTech Association’s Annual Event 2024, guesting on the panel discussion “Lloyd’s & Indian InsurTech: Collaborating for Growth”. The panel discussed the future of InsurTech and the growing collaboration between Lloyd’s and India’s dynamic insurance sector. (45m 49s).
The insurance industry is on the brink of transformation. Traditionally viewed as slow, complicated, and disconnected from the demands of today’s consumers, it’s now poised for a revolution driven by technology.
Harry Croydon, MIC’s Co-Founder & COO, features on the Tech People by OpsTalent podcast, joining Ken Coyne to explore how AI and Machine Learning are unlocking new opportunities through embedded insurance products, reaching millions more people and redefining the industry.
Learn how this wave of innovation could potentially double the size of the insurance sector in the coming years! (26m 17s).
Learn more about OpsTalent on their website.
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Harry Croydon, MIC’s Co-Founder & COO, features on the Category Visionaries by Front Lines podcast, joining Brett Stapper to discuss the evolving insurance technology landscape, navigating major market challenges such as the dot-com bubble, the emergence of embedded micro insurance, and building a global insurance infrastructure to service the platform economy through broker and insurance partnerships (21m 49s).
In 1999, when digital tools were still in early adoption, Harry ventured into a new field: cyber insurance, or “insuring the Internet”. His early business survived the dot-com crash and 9/11 by prioritizing resilience over rapid spending. This lesson proved vital when he co-founded MIC Global, an embedded micro insurance company that’s raised $13 million to reshape insurance for the digital economy. However, success required him to rethink the company’s business model entirely.
Initially, MIC Global aimed to match customers with insurance giants like AIG and Munich Re, earning fees as a broker. But after months of effort, they found these deals hard to close. Major insurers viewed them as too small, leading Harry to pivot. MIC Global became an insurance provider itself, allowing them to take on clients directly. This shift enabled MIC Global to serve companies operating at global scale, especially platform businesses that need flexible, multi-country coverage—something traditional insurers were slow to provide.
To meet these unique demands, MIC Global built its infrastructure to support rapid, global growth from the start. Recognizing the limitations of traditional distribution, they embedded insurance into customer purchase flows. This approach ensures that clients can buy coverage seamlessly within their transactions, for instance, rent protection added when a user agrees to a rental payment.
Their multi-channel strategy also avoids dependence on brokers or direct sales alone. Partnerships with global insurers extend MIC Global’s reach, making them an ideal partner for platform companies needing international coverage. Harry emphasizes that technology is key to future insurance growth, especially in areas like claims, fraud management, and customer service.
His takeaway for tech founders is simple: understand the need first, then build a tailored solution—even if it means transforming into the type of company the market lacks.
Learn more about Front Lines on their website.
Listen on: Apple Podcasts | Spotify
Our COO, Harry Croydon, features on the Insurtech Story Podcast podcast, joining Surya Saha as they discuss transforming access to insurance through embedded micro insurance, the role of AI and blockchain within micro insurance solutions, and explore real-world embedded micro insurance success stories and lessons. (28m 39s).
Learn more about Insurtech Story Podcast on their website.
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Our Director of Pricing, Suguna Jayaraj, features on the Insurtech Story Podcast podcast, joining Surya Saha as they discuss the integration of artificial intelligence (AI) and machine learning (ML) into actuarial pricing. Suguna provides insight into why the industry is shifting to AIML, how new data sources like IoT and social media are used, and real examples of AIML’s benefits. (19m 31s).
Learn more about Insurtech Story Podcast on their website.
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Our Co-Founder & COO, Harry Croydon, features on the Next Gen Case Studies podcast, joining Devon Jones as they discuss his career journey and the innovative solutions MIC Global provides in IoT and technology integration. Emphasizing persistence, determination, and vision, Harry details MIC Global’s focus on security for small businesses, the challenges of targeting emerging markets, and the importance of strategic partnerships. He also explores the integration of AI in insurance, highlighting the balance between technology and the human element, and shares MIC Global’s future goals of expanding offerings and improving customer trust and transparency. (33m 20s).
Learn more about Next Gen Calls on their website.
Listen on: Apple Podcasts | Spotify
▶️ Watch on: YouTube
Ever wondered what MIC do? Why we do it? And how we are simplifying the insurance process? We have the podcast for you!
This insightful half hour gives you all you need to know about MIC for 2024!
Our CEO and Co-Founder Jamie Crystal features on InsTech‘s first podcast of 2024, joining Matthew Grant as they examine embedded micro insurance, dive into MIC as a company, and discuss our vision for insuring individuals with simple digital reinsurance products that protect their everyday risks. (28m 47s).
Key talking points include:
Visit Instech’s podcast page for more information.
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Let’s talk about how we can collaborate on a digital reinsurance solution to help close protection gaps for your customers. Simply send us a few details below to get the conversation started.
Our CEO Harry Croydon features on The Insurtech Leadership Podcast‘s podcast, joining Josh Hollander as they discuss MIC Global, its brand of embedded micro insurance, and how micro insurance is being used to fill protection gaps around the world with simple, relevant products. (12m 42s).
Visit The Insurtech Leadership Podcast’s podcast page to listen and for more information.
Listen on: Apple Podcasts
Wairimu Njoki, VP Operations, features on Stories & Conversations podcast with Rahel Musyoki, exploring MIC’s determination to enhance the availability of cost-effective healthcare in Africa, particularly in Kenya, and much more. (56m 44s).
Listen on: Apple Podcasts | Spotify
▶️ Watch on: YouTube
Our EVP Richard Leftley features on The Voice of Insurance‘s podcast, joining Mark Geoghegan as they discuss MIC’s journey from an insurtech operating in developing economies such as Africa, to an embedded micro insurance provider operating globally – soon to open its own Lloyd’s Syndicate. (31m 28s).
Visit The Voice of Insurance’s podcast page to listen and for more information.
Listen on: Apple Podcasts | Spotify | Google Podcasts
