Industries
Real Estate & Property Management
MIC Global is purpose-built to deliver scalable embedded Income Protection, protecting rental Income and safeguarding mortgages, enabling Real Estate and Property Management companies to deliver more value to their customers and money to their bottom line.


The Challenge
Lenders, landlords, and short-term rental hosts face growing risks, yet traditional products like Homeowners and Renters Insurance do nothing to help people pay their mortgage or rent when they lose their job or can’t work or can’t rent their properties. Without a financial safety net you are left with cancellations, defaults, early terminations, and costly evictions
When asked for the largest expense they can cover using only savings, 43% said they do not have enough savings for a $1,000 emergency expense. 30% indicated they could not cover three months of expenses by any means.
When someone loses their job they typically stop making their monthly payments, max out their credit cards, and wipe out their savings, leading to a costly defaults and credit impairment, and ultimately eviction.
Why MiIncome™
Matters for Real Estate & Property Platforms
MiIncome™ enables Real Estate & Property Management companies and platforms to monetize, attract and retain customers and protect the company from the downstream risk:
Reduce Delinquency & Charge-Offs
Enables homeowners or renters to maintain mortgage or rent payments after job loss and to avoid credit impairment
Lowers Rent Default & Vacancy Risk
Landlords and Property Managers get paid even when tenants get laid-off or can’t work
Monetize, Attract and Retain Customers
Enables the Landlord or Property Management company to
Drive Premium-Tier Adoption
MiIncome™ can be bundled with credit products, memberships, and subscription services to increase adoption
Build Long-Term Confidence and Loyalty
Property Owners, Renters and Tenants remember who supported them during financial distress - MiIncome™ helps Real Estate and Property platforms to differentiate, attract and retain customers.

How It Works
MiIncome™ is a full turn-key solution delivered via a simple API that provides immediate short-term income protection for:
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01 When someone loses their income or can’t work they typically stop paying their rent or mortgage. Even though most people are able to get a new job withing 60-90 days, they are often unable to pay their back rent or outstanding mortgage payments, leading to defaults, foreclosures, and costly evictions.
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02 If a Homeowner is laid-off or can’t work, we make 3 monthly mortgage payments, enabling the homeowner to stay current on their mortgage while securing a new job. With MiIncome™ the Lending institution maintains their stream of income and avoids a costly foreclosure and eviction process, reducing write-offs and CAC, while preserving the LTV of the mortgage holder.
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03 If a Renter is laid-off or can’t work, we make 3 monthly rent payments, enabling the renter to stay current on their rent payments while securing a new job. With MiIncome™ the Landlord maintains their stream of income and avoids a costly eviction process, reducing write-offs and CAC, while preserving the LTV of the renter.
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04 If a Short-Term Rental Host loses their income due to cancellations, we make up to 3 monthly payments, enabling the host to stay current on their mortgage and other payments. With MiIncome™ STR Platforms and Property Managers can attract new hosts and increase retention and utilization.
Business Impact
MIC collaborates with its partners using a pull-strategy to create highly relevant Income Protection products that help you to attract, retain, and monetize customers.
MiIncome™
Is a simple and relevant add-on that is easy to understand and embed via a fully digital journey with a positive claims experience, all delivered at an affordable price point.
Enables you to monetize your customers by generating incremental monthly revenue and reduce delinquency so that you can maintain your revenue streams, avoid costly defaults, preserve the LTV of the customer and reduce your CAC.
Seamless Integration
Our low-code platform makes it easy to launch in weeks. Fully digital, globally scalable, and backed by Lloyd’s and other A rated insurers, MiIncome™ is easy to deploy across property management systems for Leasing, Mortgage Origination, Mortgage Servicing, Short-Term Rental and Travel/Vacation platforms.